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1:05
YouTube
#1 Student Loan Lawyer | Tate Law
IBR Loan Forgiveness: 20 or 25 Years Explained
IBR loan forgiveness happens after 20 or 25 years of payments, depending on your repayment plan and whether your loans were for undergrad or grad school. During the Biden administration, the one-time account adjustment gave borrowers extra credit toward that timeline, moving many closer to forgiveness.
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