Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

Fair Issac’s earnings, 29% scores revenue growth, 55% margins, and FICO 10T/Direct License strategy build a durable moat.

New FICO models are beginning to include BNPL data, raising questions about missed payments, credit risk and what lenders are ...

Having a good credit score opens the door for lower interest rates on loans and credit cards, potentially saving you ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...

Exploring the accuracy of credit monitoring services like Credit Karma, and understanding the factors that influence your credit score. Learn about FICO, VantageScore, and more.

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Homebuyers looking to lock in a 0% down payment loan will find themselves with two options: a Veterans Affairs loan and a United States Department of Agriculture loan. “Zero down loans exist because ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025, according to Motley Fool Money research and Experian data. And honestly, that tiny percentage says everything. Hitting perfection takes ...