Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Personal loans can cover renovations, weddings, surprise medical bills and more. If you can complete the process online, they're very convenient. CNBC Select evaluated dozens of lenders and picked the ...