Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster ...

If you are evaluating a home loan, use this phase to secure a competitive spread, pick the right reset structure, and set a prepayment rhythm.

(66%) surpassing men (55%), highlighting how digital convenience is empowering women to manage household purchases and ...

The meeting will be held from December 3 to December 5, and the announcement can be watched live on the social media handles of the RBI. , Economy, Times Now ...

Pay low EMIs and your tenure stretches, increasing your interest costs. Pay higher EMIs, and you could save years and lakhs ...

Every Indian is entitled to one free credit report a year from each bureau, but most people never use this right or don’t ...

Getting a credit card is usually the simplest way to begin your credit history. If banks reject your application for a ...

The report indicates that PSU banks strengthened their presence across key loan categories, particularly in home, personal ...

Education loans help students pay for higher education in India or abroad. These loans cover tuition fees, accommodation costs, and other related expenses. They are usually available up to ₹20 lakhs ...

Australia's banking regulator introduces a cap on home loans exceeding six times borrowers' incomes, aiming to curb housing ...

Survey reveals India's shift to aspiration-led borrowing, with 46% using loans for smartphones and appliances, emphasizing connectivity and comfort.

The Reserve Bank of India's (RBI) new rules allow borrowers to request lower home loan interest rates if their credit score ...