When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works. We've seen a flurry of CD transports launch in recent months, which is good news for anyone ...

You can now earn 4.25% for 12 months, or choose the same rate for 3, 6, or 9 months instead. Daniel Grill / Getty Images A new CD launched today pays 4.25% for a 1-year term, beating yesterday’s ...

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

I suppose the upturn in the fortunes of the Compact Disc was inevitable. Much like the resurgence of vinyl as a popular audio storage format, the revival of CD as a viable audio storage format is ...

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...

A falling-rate environment is underway in 2026 after three Fed rate cuts last year. Uncertainty about future rate cuts remains. Many, or all, of the products featured on this page are from our ...

A jumbo CD is the same as a standard CD, except that it pays a higher APY in exchange for a significantly larger opening deposit, typically around $100,000. Like standard CDs, jumbo CDs offer fixed ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with accurate ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a ...