Universal Credit may not be as well known as most other personal loan lenders out there, but it still offers a strong product for those with lower credit scores. Read on to learn more about Universal ...

Owned and operated by fintech company Upgrade, Universal Credit is an online lending platform that provides personal loans from $1,000 to $50,000. While its minimum annual percentage rate (APR) is ...

Get more smart money moves — straight to your inboxBecome a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Universal Credit personal loans are best for borrowers with ...

HOUSEHOLDS new to claiming Universal Credit can use a ‘trick’ to help manage their budget. Universal Credit payments are usually administered around five weeks after you make a claim. Please provide a ...

The Department for Work and Pensions (DWP) is to scrap two benefits next year and fully replace them with Universal Credit.