Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates move lower.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Synchrony's online CDs combine strong rates, no minimum balance requirements, and flexible term options -- a smart move in today's cooling rate environment.

Read on to learn about the best banks for CD rates in 2026.