What is a time-barred debt? A time-barred debt is any overdue payment that has passed the statute of limitations in your state. Whether it’s credit card debt, medical debt or unpaid auto loans, if ...

A charged-off debt can seem like it's gone for good, but the reality behind what happens next may surprise you.

Understanding Consumer Debt Time Limits Statutes of limitations on consumer debt limit how long creditors can pursue collection. The statute of limitations on consumer debt depends on the laws of the ...

Credit card debt doesn't just disappear, but after a certain point, your creditors may be forced to write it off.

IRS has a 10-year window to collect back taxes – but for many Americans, that doesn’t mean the debt simply disappears. IRVINE, CALIFORNIA / ACCESS Newswire / October 27, 2025 / Millions of Americans ...

For private loans, the statute of limitations ranges from three to 10 years depending on your state of residence. Around 45 million Americans have federal student loan debt, and many people struggle ...

A panel of the U.S. Court of Appeals for the Ninth Circuit recently held that because of the timing of a filing in a collection action against a student loan borrower, his claim that debt collectors ...

Debt collectors can pursue old debts even after they expire. However, consumer protections limit how and when debt collectors can contact you. Notably, each state has statutes of limitations, which ...

There is a statute of limitations on debt, but it varies depending on your debt type and location. The statute of limitations means creditors and debt collectors cannot sue you for old debt after a ...