The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...

The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

The average mortgage interest rate on a 30-year term is 5.87%, according to Zillow, as of January 9, 2026. That's lower than ...

While it may still feel like mortgage interest rates in the 4% to 5% range are still a ways off, the reality is that rates are slowly but noticeably declining again. Case in point: Mortgage rates have ...

The Mortgage Bankers Association is more optimistic about the U.S. economy — and pessimistic about mortgage rates. While some ...

Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each point typically costs 1% of your loan amount and reduces your interest rate by ...

Buying a home can be expensive with all its additional fees and costs. That’s why many homebuyers look to mortgage points as a way to lower their rates and save on long-term interest costs. However, ...