If you’ve accumulated some traffic violations, been at fault in a few car accidents or recently filed multiple car insurance claims, your car insurance rates may climb. When someone is classified as a ...

The damages caused by LA's wildfires may be the highest in U.S. history. Fires, floods and storms in many parts of the country have been making insurance more expensive and harder to get for years, ...

Learn about spot reinsurance, a specialized insurance contract that covers single risks, helping insurers manage high-risk scenarios with tailored financial protection.

Even in California’s high-risk environment, some large insurers that were approved to increase their rates by about 7 percent ...

A high-risk driver in California is likely to file claims, have a driver's history of getting into accidents, or have other factors. These situations are called high risk and are normally accompanied ...