When you ditch the rigid annual plan and embrace an agile, full-funnel approach, you’re spending your budget where it will make the biggest impact.

Freedom Debt Relief reports post-holiday tips to regain budget control, including a no-spend month, reducing shopping barriers, and revisiting financial goals.

Although congressional lawmakers in Washington, D.C. are allowed to run with a budget shortfall, state lawmakers in this Washington must balance their budget over four years to ensure its sustainability, Hoover said. If the economy hits choppy waters, then lawmakers must act to right the ship.