Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Individual retirement accounts changed forever when new legislation in 1998 created the Roth IRA. A Roth IRA is nearly identical to a traditional IRA, with a few very important tax changes. Rather ...

As a CFP professional, I've seen firsthand how the right investment strategy can pave the way to financial security. One such strategy that consistently stands out is the Roth IRA. This retirement ...

Retirement might seem like a lifetime away, but now is the time to start saving. There are several different types of retirement savings plans to choose from, but opening a Roth IRA can pay off. A ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in your retirement plan is a major factor in why Roth IRAs are often superior ...

A Roth individual retirement account (IRA) can be a helpful tool for retirement planning. These tax-advantaged accounts offer ...

When selecting an individual retirement account, the traditional IRA is fine for many of us. But there are a number of factors that make a Roth account more compelling. Taxes remain a big reason. With ...

If you're having trouble deciding between investing in a 401(k) retirement plan or a Roth IRA, you're not alone. Millions of ...

Roth IRAs offer tax-free gains and withdrawals. They also don't force you to take RMDs. There are certain reasons why a Roth IRA may not benefit you now or in the future you should know about. These ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

It's important to do your best to build a strong retirement nest egg. Social Security might only replace about 40% of your pre-retirement income once you stop working. Most seniors, however, need a ...